Is XO Espresso Bar fraud?

• Subscriptions: Customers may have signed up for a recurring subscription service for coffee or drinks, leading to regular charges.
• One-time Purchases: Charges may arise from single purchases made via the website, including merch or food items.
• Loyalty Programs: Users often enroll in loyalty programs that require upfront payments leading to additional charges for rewards.
• Online Ordering: Customers may have ordered for pickup or delivery through the website, resulting in transaction fees.
• Gift Cards: Buying or using gift cards can also reflect as charges on bank statements.
• Accidental Charges: Some users reported unintentional purchases due to misclicks on the site, leading to unexpected charges.
• Service Fees: Additional service fees for delivery or special events can contribute to higher transaction amounts.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the xoespressobar.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the xoespressobar.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with xoespressobar.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.