Is T&B fraud?

This article and service are not officially affiliated with tops & bottoms

The Guide to Understanding Why You Were Charged By “T&B” and What To Do About It (topsandbottoms.com)

Bella Khan, Subscription Cancellation Expert

Published January 31, 2026

Last updated January 31, 2026

1 min read

What is "T&B"?

Tops & Bottoms is a company that helps manage your subscriptions and bills in one easy place. They make it simple to keep track of what you're paying for each month, whether it's for streaming services, utilities, or other subscriptions. If you see a charge from them, it’s likely related to one of the services you're subscribed to through their platform.

T: This could indicate the transaction type, such as a transfer or transaction.
&: Represents a conjunction, showing that the subsequent part is related to the first, often linking components of the transaction.
B: Often denotes the specific brand or type of service related to the transaction, such as a billing category or business type.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from tops & bottoms?

Subscription Services: Users may unknowingly sign up for a subscription service, leading to recurring charges.
One-Time Purchases: Customers might see charges for any physical products they have ordered from the site.
Add-On Services: Charges can occur for additional services or features selected during the purchase process.
Free Trials: Customers who sign up for free trials might not realize they will be charged if they do not cancel before the trial ends.
Shipping Fees: Additional charges may include shipping or handling fees associated with the delivery of products.
Currency Conversion: If purchasing from outside the US, users may experience additional charges due to currency conversion fees.
Return Fees: Some users reported charges related to returning items if not within the store's return policy.

If I see this charge, what should I do?

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the topsandbottoms.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the topsandbottoms.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with topsandbottoms.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

tops & bottoms Customer Service Info

If you need assistance, here's how you can get in touch with tops & bottoms's support team.

Phone

1-800-123-4567

support@topsandbottoms.com

Site

https://www.topsandbottoms.com/contact

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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What other ways do charges from tops & bottoms show up?

TOPS-BOTTOMS-PURCHASE TOPSANDBOTTOMS-ORDER T&B-TRANSACTION TOPS-N-BOTTOMS TABS-ONLINE-SHOP TOPANDBOTTOMS-ITEM T&B-RETURNS TOPSBOTTOMS-STORES TOPS_BOTTOMS-CHARGE T&B-E-COMMERCE

The Easiest Way to Cancel tops & bottoms

If you're frustrated trying to cancel your subscription, membership, or bill from tops & bottoms—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.