Is TDC fraud?

The Guide to Understanding Why You Were Charged By “TDC” and What To Do About It (thedailycreative.sg)

Bella Khan, Subscription Cancellation Expert

Published February 1, 2026

Last updated February 1, 2026

1 min read

What is "TDC"?

The Daily Creative is a fun and vibrant platform that offers creative services like graphic design, social media management, and branding support. You can subscribe to their services, which means you might see regular billing on your statement for the projects they help with. It's perfect for anyone looking to boost their brand's look without breaking the bank!

TDC: Transaction Descriptor Code, a code that helps identify the type of transaction or service involved.
MERCHANT NAME: The name of the store or service provider where the transaction took place.
TRANSACTION TYPE: Indicates what kind of transaction it is, such as a purchase or refund.
ACCOUNT TYPE: Describes the type of account being used for the transaction, like a checking or savings account.
LOCATION: The address or city where the merchant is located, giving context to where you made your purchase.
TRANSACTION ID: A unique number assigned to your transaction, making it easier to reference or track if needed.
CARD NUMBER: The part of your credit or debit card number that is hidden for security, usually showing only the last four digits.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Charges from the daily creative may show up as:

TDC

Why do people get charges like this from the daily creative?

Subscriptions: Many users have reported being charged for recurring subscription plans that they may have signed up for without fully understanding the terms.
Trial Periods: Some customers faced charges after free trial periods ended, which were automatically converted to paid subscriptions.
Purchase of Digital Products: Users may see charges related to digital services or products purchased through The Daily Creative, including courses or design assets.
Additional Services: Charges may arise from optional add-ons or services that were selected during the purchase process but were not noticed before confirming payment.
Account Upgrades: Upgrading to a higher tier of service can lead to unexpected charges that users may not have anticipated.
Payment Processing Fees: Some users reported additional charges from payment processing fees, which were not clearly outlined at checkout.
Refund Delays: Customers may continue to see charges due to delayed refunds on canceled subscriptions or services, leading to confusion.

If I see this charge, what should I do?

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the thedailycreative.sg via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the thedailycreative.sg refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with thedailycreative.sg, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

the daily creative Customer Service Info

If you need assistance, here's how you can get in touch with the daily creative's support team.

Phone

The phone is not available.

support@thedailycreative.sg

Site

https://thedailycreative.sg/contact

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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The Easiest Way to Cancel the daily creative

If you're frustrated trying to cancel your subscription, membership, or bill from the daily creative—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.