Is Real Time Escrow fraud?

This article and service are not officially affiliated with Realtime Closings

The Guide to Understanding Why You Were Charged By “Real Time Escrow” and What To Do About It (realtimeclosings.com)

Bella Khan, Subscription Cancellation Expert

Published February 1, 2026

Last updated February 1, 2026

1 min read

What is "Real Time Escrow"?

Realtime Closings is a service that helps manage the process of buying and selling homes by providing quick and easy access to important documents and updates. They offer monthly subscriptions that keep you informed throughout your real estate transaction, making it easier to stay organized. If you see a charge from them, it's likely for the subscription plan you chose to keep up with all the details of your home closing.

Real Time: Refers to transactions that are processed immediately, allowing for quick confirmation and access to funds.
Escrow: A financial arrangement where a third party temporarily holds funds or assets until a specific condition is met, like the completion of a transaction.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from Realtime Closings?

Subscription Services: Customers may sign up for a subscription plan that charges them monthly or annually for access to specific features or tools.
Transaction Fees: Charges may be incurred for services related to real estate transactions, such as closing services or document preparation.
Data Access Charges: Users might pay for access to essential data and tools used for analyzing real estate markets.
Optional Add-ons: Additional features or services, like premium support or enhanced listings, may incur extra fees.
Accidental Purchases: Some users report being charged for features they didn’t intend to purchase due to unclear interface or misleading options.
Hidden Fees: Certain transactions might include fees that aren’t explicitly detailed, leading to unexpected charges.
Trial Conversions: Users who sign up for a free trial may not realize they will be charged automatically if they don’t cancel before the trial ends.

If I see this charge, what should I do?

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the realtimeclosings.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the realtimeclosings.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with realtimeclosings.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Realtime Closings Customer Service Info

If you need assistance, here's how you can get in touch with Realtime Closings's support team.

Phone

The phone is not available.

support@realtimeclosings.com

Site

https://www.realtimeclosings.com/contact

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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What other ways do charges from Realtime Closings show up?

REALTIME CLOSINGS RTC CLOSINGS REATIME CLOSINGS INC RTC TRANSACTION REATIME CLOSINGS LLC RTC PAYMENT REATIME CLOSING SERVICES RTC ESCROW REAL TIME CLOSINGS REATIME DEPOSIT REATIME TRANSACTION RTC FEE REALTIME CLOSINGS DDA RTC CLOSING FEE REALTIME ESCROW PAYMENT

The Easiest Way to Cancel Realtime Closings

If you're frustrated trying to cancel your subscription, membership, or bill from Realtime Closings—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.