Is State of New Jersey Unemployment fraud?

• Overpayments: Users might receive charges if they were overpaid in unemployment benefits and are required to repay the excess amount.
• Fraud Investigations: If there's a suspicion of fraudulent claims, individuals might face charges as part of the investigation process.
• Benefit Corrections: Adjustments to previous claims can result in unexpected charges if corrections need to be made.
• Service Fees: Some users mentioned transaction fees related to direct deposit or payment processing.
• Subscription Charges: Occasional reports of users being charged for subscription-like services linked to unemployment assistance.
• Outstanding Debts: Charges may occur if there are any debts owed to the state related to previous unemployment claims.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the myunemployment.nj.gov via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the myunemployment.nj.gov refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with myunemployment.nj.gov, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.