What is "N.A."?
Community Bank, N.A. offers a variety of banking services, including personal and business checking accounts, loans, and credit cards. They also provide handy online banking options, so you can easily manage your finances and pay your bills. If you notice a charge from them, it’s likely for services like your bank account maintenance or loan payments.
- N.A.: This stands for "not applicable". It means there is no specific information provided regarding certain details of the transaction.
Verify With Receipt
The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.
Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.
Why do people get charges like this from Community Bank, N.A?
- Monthly Maintenance Fees - Many customers report being charged for routine account maintenance, especially if they do not meet minimum balance requirements.
- ATM Fees - Charges can occur when using ATMs outside of the Community Bank network.
- Overdraft Fees - Transactions that exceed available balances may result in overdraft fees.
- Subscription Services - Users have mentioned unwanted charges linked to subscription services they signed up for, which may appear as charges from the bank.
- Check Processing Fees - Charges may be applied for processing checks, especially for those that are non-standard or require special handling.
- Wire Transfer Fees - Customers often face charges when sending or receiving wire transfers, particularly international ones.
- Card Replacement Fees - Replacing lost or stolen debit or credit cards can incur a fee.
- Inactivity Fees - Some accounts may incur charges if there is no activity for a specified period.
- Foreign Transaction Fees - Transactions made in foreign currencies or through foreign merchants may lead to additional fees.
- Point of Sale Fees - Some users reported being charged fees when using their cards at certain retailers or POS systems.
- Loan Fees - Borrowers may find charges related to loan origination, processing, or servicing.
- Service Charges for Special Requests - Customers may incur fees for special account services or requests, such as wire transfers or custom statements.
If I see this charge, what should I do?
If you see this charge and aren’t expecting it, you have various options.
First, try to contact the cbna.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.
If the cbna.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with cbna.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.
If this sounds like too much of a hassle, you can have Chargeback do it for you.
Community Bank, N.A Customer Service Info
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
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